Mike Beres

We’re proud to help customers in Yorkshire, Chaffee, Arcade, Delevan, and surrounding communities throughout Erie County, Cattaraugus County, and Wyoming County. From our office in Chaffee, our team of four has been helping individuals and families protect what matters most for the past 22 years. We offer Auto Insurance, Homeowners Insurance, Renters Insurance, and Life Insurance, helping customers choose coverage that fits their needs at every stage of life.

Summer is finally here! We are here to protect all of your recreation needs. Great rates on Boats, Personal watercraft, Motorcycles and RV. Call for a quote today!

We’re also here to help with recreational vehicle coverage, including boats, personal watercraft, motorcycles, and RVs. When you call our office, you can expect a detailed quote with accurate pricing and appropriate coverage options based on your individual needs and circumstances. Contact us today for a personalized quote.

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Mike is here to help your Chaffee household feel covered.

Q: How fast can I get car insurance?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Looking for coverage? Talk with Mike about your options in Chaffee.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Mike serves Chaffee, NY and is happy to help with your insurance needs.

Q: What's included in renters insurance coverage?

A: Renters insurance can help protect the things you've worked hard for, like your furniture, clothing, and electronics. It may also help with liability if someone is injured in your home, and even assist with temporary living expenses if you have to move out due to a covered loss. Mike is proud to serve the Chaffee community.

Q: Do you need to carry insurance on your home?

A: Homeowners insurance requirements can vary depending on your state and situation, but most lenders will require it if you have home financing. Even when it's not required, many homeowners choose to carry coverage to help protect their home and financial well-being from unexpected events. Serving Chaffee and the surrounding area, Mike can help answer your questions.

Q: How does a life insurance policy actually function?

A: Life insurance provides a payout to your beneficiaries if you pass away while the policy is active, helping offer financial protection. Have questions? Mike in Chaffee can walk you through your options.